Smart phones could know when they are in a car if the car emits a signal that can be picked up by one of the cell phone's radios. They then could register for the duration of the drive with the cell phone network. If an accident or a violation occurs in a registered car, the fine could double if the driver was using her/his phone at the time. There are a number of off-the-shelf technologies that could determine if the driver was the one using the cell phone during the registered period.
NOTE: This part of BuzzTheHill is not fictional. Consider this post a public disclosure and as such, to the degree something inventive has been addressed in it, the specific intent was to put it in the PUBLIC DOMAIN.
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